Virmondo EOREOR
For CFOs & Finance Leaders

Predictable DACH Payroll Costs. Zero Surprises.

Finally, accurate cost forecasting for German, Austrian, and Swiss employees. Full visibility into employer burden, taxes, and compliance costs.

Full
Cost Visibility
3
Countries
Zero
Hidden Fees

Trusted by finance teams worldwide

SOC 2 Type II
ISO 27001
GDPR Compliant
German Payroll Association

The Hidden Costs of DACH Employment

Most CFOs underestimate German employer costs by 20-30%. Here's what many miss.

🇩🇪

Germany

Based on €80,000 gross salary

Health Insurance7.3% = €5,840
Pension Insurance9.3% = €7,440
Unemployment Insurance1.3% = €1,040
Long-term Care Insurance1.7% = €1,360
Accident Insurance1.3% = €1,040
Holiday Pay (13th month)8.3% = €6,640
Benefits~3-5% = €2,000-5,000
Total Cost
€103,000-107,000+34%
🇦🇹

Austria

Based on €80,000 gross salary

Social Contributions21.5% = €17,200
13th & 14th Month Salary16.7% = €13,360
Benefits~3% = €2,400
Total Cost
~€106,000+33%
🇨🇭

Switzerland

Based on CHF 100,000 gross salary

Social Contributions~12% = CHF 12,000
Benefits~5% = CHF 5,000
Pension (BVG)Variable = CHF 2,000+
Total Cost
~CHF 119,000+19%

A €80,000 salary in Germany costs you €107,000. Are you budgeting for this?

Total Cost Visibility, Before You Hire

Our cost calculator shows you exactly what each employee will cost, including every tax, contribution, and benefit. No surprises, ever.

Gross-to-Net Breakdown

See exactly how salary converts to take-home pay and employer costs

Country Comparison

Compare costs across Germany, Austria, and Switzerland side-by-side

Real-Time Accuracy

Our calculations update automatically when regulations change

Budget Forecasting

Project annual costs including raises, bonuses, and new hires

A Finance-First Platform

Built for CFOs and finance teams who need accuracy, visibility, and control.

Real-Time Cost Dashboard

Monitor workforce costs across all DACH employees in real-time. See trends, variances, and forecasts at a glance.

Automated Compliance Monitoring

Our system tracks German tax law changes, social insurance updates, and regulatory shifts so you don't have to.

Accounting Integrations

Seamless sync with QuickBooks, Xero, NetSuite, and SAP. Automatic journal entries and reconciliation.

Audit-Ready Reporting

Generate compliant payroll reports, tax documentation, and audit trails with one click. SOC 2 certified.

Budget Forecasting Tools

Model hiring scenarios, predict costs for new roles, and plan your DACH expansion budget accurately.

Multi-Currency Support

Pay employees in EUR or CHF. Track costs in your reporting currency. Automatic FX conversion.

German Payroll Is Complex. We Handle It.

Germany has one of the most complex payroll systems in the world. Here's what we manage for you.

Wage Tax (Lohnsteuer)

  • Progressive rates from 14% to 45%
  • Tax class system (Steuerklassen I-VI)
  • Monthly vs. annual calculations

Social Insurance Contributions

  • Health insurance (Krankenversicherung): 14.6% + additional contribution
  • Pension insurance (Rentenversicherung): 18.6%
  • Unemployment insurance (Arbeitslosenversicherung): 2.6%
  • Long-term care insurance (Pflegeversicherung): 3.4%
  • Contribution ceilings that change annually

Additional Obligations

  • Church tax (Kirchensteuer): 8-9% of wage tax
  • Solidarity surcharge (Solidaritätszuschlag): 5.5% of wage tax
  • Accident insurance (Berufsgenossenschaft): varies by industry

Benefits & Allowances

  • Mandatory vacation (minimum 20 days, typically 25-30)
  • Sick pay continuation: 6 weeks at 100%
  • 13th month salary (common in DACH)
  • Capital-forming benefits (Vermogenswirksame Leistungen)

We handle all of this so you can focus on your business.

Connect Your Finance Stack

Automatic sync with the tools you already use. Zero manual data entry.

QuickBooks
Xero
NetSuite
SAP
Workday
BambooHR
Slack
Custom API

Transparent Pricing. No Hidden Fees.

599
per employee, per month
  • Payroll processing
  • Compliance management
  • Benefits administration
  • Audit-ready reporting
  • Dedicated support

Using our recruiting service? 1000 one-time hiring fee per placement.

Setting up your own German GmbH costs €25,000+ and takes 3-6 months.

Our EOR service: 2 weeks, no setup costs.

Frequently Asked Questions

How accurate are your cost estimates?

Our cost calculations reflect current German tax rates, social insurance ceilings, and regulations. Every estimate includes the full employer burden, mandatory benefits, and our service fees. We update our models whenever regulations change.

What happens if there's a compliance issue?

We carry full liability for payroll compliance. If there's ever a tax penalty or social insurance issue due to our error, we cover it completely.

How do you handle German tax class changes?

When an employee's tax class changes (marriage, divorce, second job), we update our calculations immediately. We also handle the annual wage tax reconciliation and provide all documentation for employee tax returns.

Can you integrate with our existing accounting software?

Yes. We offer native integrations with QuickBooks, Xero, and NetSuite. For SAP, Workday, and other enterprise systems, we provide a REST API and can work with your team on custom integrations.

What reports do you provide for audits?

We generate comprehensive payroll reports, tax withholding documentation, social insurance contribution records, and complete audit trails. All reports are SOC 2 compliant and available on-demand.

How do you handle currency for Swiss employees?

Swiss employees are paid in CHF. We handle all FX conversion for your reporting and provide cost tracking in EUR. Exchange rate fluctuations are reflected in real-time.

What's the total cost compared to setting up our own entity?

A German GmbH costs €25,000+ in setup fees, requires 3-6 months to establish, and needs ongoing accounting, legal, and compliance support (€3,000-5,000/month minimum). Our EOR service: €599/month per employee, operational in 2 weeks.

Do you support M&A workforce transitions?

Yes. We've helped companies integrate acquired DACH teams onto our platform. We handle TUPE-equivalent transfers, ensure continuity of benefits, and manage the compliance transition seamlessly.

Get Your Personalized DACH Cost Forecast

Talk to a finance expert who understands German employer costs. Get an accurate budget for your DACH expansion.

No commitment required. 30-minute consultation with a DACH finance specialist.